Follow the Money
Premiums are only part of the story. We examine the insurance business model — underwriting, investment income and risk transfer — and what it means for the people paying the bills.
A different way to look at the story
Follow the Money
There’s a business model behind that.
The ingenious business models, pricing strategies and incentives behind familiar companies—and the trade-offs they create. Look closer at who makes the money, and how.
Business models · Pricing strategy · Corporate incentives
Explore the channel
Explore the stories
Follow the Money
Late fees, auto-renewals and default settings can quietly become a revenue line. This file explains the business models — and the habits that protect you.
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The American Money Trap
The Money Trap Briefing.
- 1
The lead investigation
The new documentary, in five minutes of reading.
- 2
Follow the money
One business model, explained plainly.
- 3
From the edit room
What we're researching next, and why.
- 4
Further reading
The primary sources behind the story.